90, 120, 180-Day Payment Terms for Importers Qtenboard

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Qtenboard · Deferred settlement programme

Take the panels now. Settle in 90, 120 or 180 days.

Deferred settlement terms for interactive flat panels, digital signage and self-service kiosks. The container leaves our factory against an approved term, and the invoice falls due up to six months later. Nothing is paid to us before the goods ship.

Request a term sheet Compare the three terms

90 / 120 / 180 Days from bill of lading date to settlement

Nothing before No deposit and no balance paid to us before shipment

In writing Term and due date fixed per shipment, before production

180 days, the longest term we write

in transit stock on your floor, unpaid

Why the term can be this long

We are not lending you our money.

A supplier who waits six months for payment is carrying a credit exposure on your business, and that exposure ends up inside the unit price. We are not in that position. From the day the goods leave our factory the payment on that shipment is already assured, and it is not our balance sheet holding it for the next five months.

That is the entire reason 180 days is possible without loading the price of the panels.

So the conversation at order stage is not about how much cash you can put down. It is about how the payment is assured on your side. That is also why we ask you to bring your bank into the discussion early: it is the shortest route to a decision, and it is the reason we can quote a term before production instead of after.

Deferred settlement is one of the few things in this trade that costs the supplier nothing to extend and costs the buyer nothing to hold. Most suppliers cap at 30 or 60 days because they are funding the gap themselves. We are not funding it, so we are not constrained by it.

What you are actually signing

Four things that are true on every approved account.

Not marketing language. These four facts are what the agreement says, and each of them moves cash off your side of the table and onto ours.

Nothing is paid to us before the goods move.

No deposit at order, no balance before release. Your first payment to Qtenboard falls due on the date written in the agreement, which is after the container has sailed and after your stock has started selling.

The clock starts at the shipment, not at the order.

Day one is the date on the transport document. Production time, factory scheduling and the wait before loading do not consume your term. You get the full 90, 120 or 180 days measured from the moment the goods are yours to sell.

We charge no interest on the balance.

This is payment terms on a supply contract, not a loan to your company. There is no interest line from us, no arrangement fee from us, and no penalty rate if the term runs its full length.

Nothing is agreed verbally, and nothing after the fact.

The term and the due date exist in writing before production starts. A term cannot be added to an invoice already issued, and an assurance from anyone on our team is not an approval. That protects you as much as it protects us.

Against the market default

What changes on the day you stop paying deposits.

The market default for display hardware is a deposit before production and the balance before release. That means you fund a container before it exists, then wait out production, sea transit and sell-through before your own customer pays you. Five to seven months of working capital, per container.

ItemMarket defaultQtenboard deferred settlement

Payment before production Market default 30% deposit Qtenboard deferred settlement Nothing paid to us

Balance Market default 70% before the goods are released Qtenboard deferred settlement Due 90, 120 or 180 days after the B/L date

Term offered to a first-time buyer Market default Usually none. 30 days at best, against full prepayment otherwise Qtenboard deferred settlement 90 days from the first approved order

Cash out before your first sale Market default 100% of order value Qtenboard deferred settlement Nothing to us before the due date

Settlement route Market default Remittance on shipment, documents released only against the balance Qtenboard deferred settlement Formal bank-to-bank arrangement confirmed at order stage, documents released at shipment

Interest or fees charged by us Market default None, because there is no term to charge for Qtenboard deferred settlement None on the balance

Deposit-before-production and balance-before-release are the prevailing practice in display hardware supply, not a claim about every supplier. The right-hand column applies to approved accounts, and each line of it is fixed in the signed agreement.

The arithmetic

What 180 days does to your cash cycle.

Same container, same margin, same customer. The only difference is who funds the gap between our factory floor and your customer's payment.

Market default

Fully paid by day 35, before the vessel sails

180-day settlement

First payment on day 180

your cash your capital, still in the goods production 0–35 production · 35–80 sea transit · 80–140 sell-through · 140–180 your customer settles

Transit assumed at 45 days port to port, sell-through 60 days, collection 40 days. Illustrative timings on a 180-day scale, not a commitment. Put your own lane and your own sell-through on the chart and the shape still holds.

What the terms cover

Built around display hardware, not a generic order.

The programme covers the four families we actually manufacture and ship. Terms are sized to how each family sells, because a school tender and a retail rollout do not behave the same way on your balance sheet.

Product familyTypical deploymentShips as

Interactive flat panel, 55"–98" Implantação Classrooms, boardrooms, training rooms, government rollout Ships as Full container per order, mixed sizes

Digital signage and window display, 43"–75" Implantação Retail chains, QSR, banking halls, transport hubs Ships as Mixed SKU, released per rollout phase

Self-service kiosk Implantação Queue management, ticketing, wayfinding, self-checkout Ships as Project batch, per site or per tender lot

Commercial display and video wall Implantação Lobbies, control rooms, showrooms, transport terminals Ships as Project batch, per phase

Sizes listed are the ranges the programme covers, not a stock list. Confirm model availability, loading quantity and container mix with your account manager before you fix a term against them.

The three tiers

Three terms, three order shapes.

180 days is not an upgraded 90. It is a different arrangement written for a different order shape. Choose the one that matches how your money actually comes back, not the longest date on the page.

PrazoOrder shapeWho it fitsAssurance needed

90days Order shape One container, one project Who it fits A first or repeat order inside a single budget cycle, where the panels have to be installed and invoiced before your customer settles. Assurance needed A confirmed settlement arrangement in place before production

120days Order shape Two to four containers per quarter Who it fits A distributor holding stock across a buying season, where sell-through runs past one quarter and the next rollout starts before the first one clears. Assurance needed Same arrangement, sized to the quarterly flow rather than to one order

180days Order shape Scheduled annual flow Who it fits Annual programme buyers bundling panels, signage and kiosks, and tender-driven projects with long award, delivery and acceptance cycles. Assurance needed The strongest form of payment assurance available in your market

Order shapes are typical patterns, not requirements. The exact due date and the assurance required are fixed per account before production. Nothing on this page is a quotation.

Qualification

What you send us, and what we cannot take.

The gate is simple: an entity we can verify, an order we can lawfully ship, and payment we can rely on. Everything else is a conversation for a later order.

Required to open an account

Business licence or certificate of incorporation
Two years of financial statements, or a bank-verified turnover letter
Two trade references we can reach, from a supplier or a bank
ID and written authority of the signatory
Import licence or registration where your market requires one
Order details: models, quantities, sizes, destination port

Not accepted

Individuals and unregistered buyers
Accounts carrying an overdue balance
Orders without a confirmed settlement arrangement
Destinations or end uses we cannot lawfully supply
Requests raised after the invoice is issued
One entity's term covering a related company

Clearing these checks is the entry condition, not the approval. An order can be fully shippable and still be declined for terms.

The sequence

Eight days, if your documents are ready.

Nothing leaves the factory on terms before step four is confirmed. The order of these six steps is the whole control system, and it is the reason a term quoted today is still the term honoured in three months.

Day 0 One call Market, models, container count, the term you think you need. No form at this stage, no charge for asking.

Day 1–2 Documents and your bank The six items above, plus the bank that will handle settlement. Raising this on day one is what keeps the timeline at eight days.

Day 3–5 Revisão Term and due date tested against the order and against the arrangement. You get a decision with reasons, not a maybe.

Day 6–8 Agreement Signed and the settlement arrangement confirmed, with the due date fixed per shipment rather than per year.

Remessa Release Goods released and documents handed over at sailing. From that point your term is running and our side of the transaction is closed.

Due date Settlement Payment made on the agreed date, against the shipment as documented. No renegotiation window, and no surprise balance.

Eight days assumes complete documents and a bank that responds on the first approach. It is a working target on a clean file, not a promise for every account.

Accounts already running this way

Three markets, three order shapes.

Programme accounts shipping on deferred terms today. Company names withheld; the market, the product mix and the order pattern are what matter.

MercadoProduct mixOrder patternPrazo

Brasil Product mix Interactive flat panels, digital signage, self-service kiosks Order pattern 2 × 40HQ on a single order, USD 500,000 Prazo 90 to 120 days

Uzbequistão Product mix Panels, signage, kiosks and commercial displays, multi-category resale Order pattern Annual schedule of 15 truckloads, spread across the year Prazo 180 days

Zimbabwe Product mix Interactive flat panels, single category, project supply Order pattern One consolidated order, USD 750,000 Prazo 180 days

Figures are order values, not approved limits. Two accounts in the same market can carry different terms on an identical order value.

Running the account

Four rules that keep the term alive.

A term granted loosely stops existing after the first exception. These four rules are what keep the programme open for the accounts that respect them, and they are the reason we can still say yes to the fifth order.

One shipment, one due date Every shipment carries its own date, taken from its own transport document. A change in one container never reprices or reschedules the rest of the account.

The arrangement is opened before production The confirmed settlement has to exist before the first panel is built. That is what makes an eight-day decision possible here and a four-week argument possible elsewhere.

The longer term is earned on the record 90 days is available from a first approved order. 120 and 180 follow a shipment history and a settlement record, because that is what the assurance is built on.

Nothing is granted after the invoice A term cannot be applied to an invoice already issued, or to goods already delivered. The decision exists before the container does, or it does not exist.

Asked on the first call

Before you ask.

Do I really pay nothing before the goods ship?

Nothing to Qtenboard. No deposit at order, no balance before release. The invoice falls due 90, 120 or 180 days from the transport document date, depending on the arrangement we sign with you.

Is this a loan against my business?

No. It is payment terms on a supply contract. No lending agreement with us, no interest charged by us, no facility to draw down and repay.

Why can you offer 180 when most suppliers cap at 30 or 60?

Because the payment is assured from the day the goods leave, we are not carrying your receivable for six months and we are not pricing that exposure into the panels. That is the whole difference. A supplier who funds the gap himself has to cap the term and charge for it.

What does the term cost me?

Nothing from us. Pricing is quoted per project alongside the term so you see both numbers in one place. Anything your own bank charges for handling settlement is between you and your bank, and we would rather you know that on day one than at the due date.

How long a term can I get?

Set per account after review. Order shape, shipment history, destination and the assurance you can arrange decide it. We will not quote a term by email to win an order, because a term we cannot honour is worse than no term at all.

This is my first order. Can I apply?

Yes, and 90 days is realistic from the first approved order. Longer terms follow a record; a first shipment is assessed on the arrangement, not on projections.

Can the term be extended mid-contract?

Not on invoices already issued. A longer term applies from the next order forward, and only to shipments released after it is confirmed.

Which markets do you cover?

Global, subject to export control, sanctions and destination screening. Some destinations we cannot supply at all. That is a legal limit, not a term decision, and no review overrides it.

Can my term cover a related company?

No. Each legal entity is assessed and contracted separately, even where the owners are the same.

Próximo passo

Tell us the container. We will tell you the term.

Send the market, the models and the quantities, and the bank that would handle settlement on your side. You get a straight answer on what term is realistic before you commit to production.

If the answer is no for this shipment, we tell you what would have to change for the next one. That is faster than finding out at the loading date.

Contacte a nossa equipa Terms described here are commercial payment terms on goods supplied by Qtenboard and are governed by the signed agreement. Nothing on this page is an offer, an approval, or a commitment to supply on terms.